Insurance Executive Peter Harris Explains How He Grew CBL Using Innovative Strategies

Peter Harris is an international businessman who resides in Auckland, New Zealand. He began his career working as a chartered accountant. In 1989, he became the finance director and shareholder of Boston Marks Group Ltd. After a four-year stint at General Capital Ltd. as its chief executive officer, he joined CBL in 1996. He was named CEO and managing director of the insurance firm in 2007.

Under his leadership, CBL became the largest insurance firm based in New Zealand. It had clients around the world, including Malaysia and France. Its financial health was rated as A-(Excellent) by the international rating frim AM Best. CBL was earning more than $400 million a year in 2018. Peter Harris was recognized with multiple accolades, such as the EY Awards naming him “Entrepreneur of the Year.”

In 2018, French insurers unfairly targeted CBL. Peter Harris explains this resulted in the Reserve Bank of New Zealand (RBNZ) investigating his company. RBNZ assigned an inexperienced liquidator to the case, which resulted in Peter Harris and his fellow shareholder Alistair Hutchison losing what they had built up over the years. Peter Harris has been working to make sure all of his company’s residual creditors and policyholders are taken care of.

Earlier in his career, Peter Harris realized that a great profit could be attained by taking on more risk than most banks. He saw the risks could be mitigated through innovations. This included surety solutions, guarantees, and credit enhancements. He put the plan into action in 1996 after buying an insurance company. It was a small business, but Peter Harris and his business partner saw enormous potential.

Peter Harris recalls that they realized they would need to expand internationally to be truly successful as New Zealand had a population of just four million people. They sought clients and opportunities overseas, including in Asia and Europe. This coincided with the rise of the internet and email making it far easier to do business on a global scale. He put the long-term good of the company over short-term results, a strategy that paid off in two years as the company became profitable and had tremendous growth.

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Marketing expert: Laerte Codonho

Laerte Codonho is a Brazilian entrepreneur known for establishing and operating Dolly, a nationally operating soft drink business in the nation of Latin America. Laerte Codonho at the age of 26, the entrepreneur founded the business in 1987. Although not until the 1990s it would gain domestic prominence, from the outset, the firm was the first soft drink manufacturer to introduce a diet of soda to domestic markets.

A way through which the soda brand could support its growth as a popular product is via Laerte Codonho’s marketing expertise. No-calorie beverages were banned in Brazil before the first diet soda was introduced because of misinformation surrounding the safety of their sweeteners. The founder of the company has a company feeling that appears to cover all fields needed to operate a big corporate operation, and one of his main issues is the need for powerful branding. This has manifested itself in a variety of ways over the years, such as a movement started in the early 2000s to highlight the performance of its products (Everybodywiki). 

The campaign’s slogan, “Dolly: for those who don’t fear to change… for the better,” was combined with a domestic push to teach customers about the company’s high standards.

Laerte´s  mascot, Dollynho, an animatronic soda container, was one of the most commonly known items that emerged from the company’s marketing attempts. The company’s owner’s founder, Dollynho, has achieved recognition not only throughout Brazil but across the globe. Using their mascot in memes and other conversations on the internet, the presence of the company on the global scene has been increased, enabling it to discover a larger client base for its products.

In the present international economy, while for Laerte Codonho rivalry is natural, there are boundaries to what society will deem suitable in the company sector. When a company strives to undermine competitiveness, a particular amount of marketing understanding is needed to combat it. That’s the scenario with Dolly’s CEO Laerte Codonho, who has become commonly recognized not only for the brand he’s constructed over the years but also for the way he’s fighting against adverse writing that’s directed at his company.

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Ryan Seacrest: Struggles to Stardom

Ryan Seacrest, 43 year old television superstar, known for his charismatic personality which has captured the hearts of his fans for decades was not always the confident, strong person we’ve all come to know and love.

Ryan Seacrest got his start in the world as the overweight kid in Dunwoody, Georgia. Wearing a t-shirt when he swam in public pools, Seacrest dug into the depths of his confidence to join the local swim club in his community. Eventually, Seacrest shed the weight, but he never forgets the small overweight child inside. The self discipline, determination, and confidence he gained through his childhood challenges directly influences his career ethics and allowed him to become the superstar he is today.

According to the Hollywood Reporter, Ryan Seacrest began hosting for television shows as early as 1993, but he was not widely recognized until 2002 when he signed on to co-host for American Idol. By the following year Seacrest was offered a position as the sole host of the show. He continued to work hosting American Idol until it’s end in 2016. In July of 2017, Seacrest announced that he would be the host of an Idol reboot.

Ryan Seacrest has also co-hosted with Kelly Ripa in Live With Kelly and Ryan since May of 2017. He is also known for hosting On Air with Ryan, a morning radio show that he has participated in since 2004.

Among his entertainment accomplishments Ryan Seacrest is also the creator and CEO of an exclusive clothing line called Ryan Seacrest Distinction which he launched in 2014. He holds an exclusive partnership with Macy’s selling his line of suits and accessories.

Ryan Seacrest is also the founder of The Ryan Seacrest Foundation, a charity he created to inspire youth with entertainment and educational incentives.

From his overweight childhood days Ryan Seacrest has persevered into a worldwide famous entertainment phenomenon!

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HCR Wealth Advisors Place Top Priority On Client Needs

The financial situation of two individuals is never the same and this makes it all the more important that a personal relationship is established between a client and a wealth advisory team. The HCR Wealth Advisors team is conscious of this fact and never fails to put the needs of clients first when providing them with financial and investment strategies.

HCR Wealth Advisors is an independent wealth advisor and is not interested in profiting merely from the sale of financial products to clients and is not controlled by an outside brokerage firm. HCR Wealth Advisors is intent on earning its keep by providing clients with quality financial advice and plans that both identify tangible goals and outlines a sensible course of action to reach those goals.

HCR Wealth Advisors is upfront about the rates it charges customers and there are no hidden fees. The investment advisory firm charges a standard percentage of the assets that are to be managed.

HCR Wealth Advisors prides itself on being able to help clients from varied backgrounds with diverse financial situations. There are times when clients that seek help from HCR Wealth Advisors have done a lot of previous planning and there are others that have not planned at all. But one thing that is a common denominator is that life tends to throw curveballs to all.

HCR Wealth Advisors prides itself on helping clients navigate through a variety of life-changing events including the sudden death of a spouse or other loved one, marriage or divorce, retirement, starting a business, and many others.

HCR Wealth Advisors do not mislead clients about their financial outlook, nor does it try to sell quick-fix solutions. Instead, the team at HCR Wealth Advisors has developed a seven-step plan that is comprehensive and benefits the long-term financial outlook for every client. The plan includes:

  • Establish an accurate determination of all assets and liability before determining goals and objectives.
  • Determine short-term as well as long-term financial need and identify opportunities on which a client can build
  • Build an investment allocation framework that best benefits each client individually
  • Provide client with around the clock online access to all assets, liabilities, and investment portfolios
  • Review investment strategies periodically and monitor progress towards client’s goals
  • Monitor and analyze portfolio growth
  • Evaluate and adjust financial goals and objectives as the lives of clients change

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Jed McCaleb’s Desire To Revolutionize The Block Chain Industry Through Stellar

For Jed McCaleb, the co-founder of Stellar, the blockchain industry has been a long and winding road as he attempts to take his invention to the next level. Although Stellar is still in its early stages of implementation, Jed McCaleb is known for coming up with similar projects in the past and is tirelessly working to make sure Stellar is crafted to suit the required blockchain standards. This he achieves this by using his previous projects as learning points so as to shape up Stellar to ensure it can facilitate cross-border payments and remittances.

Jed McCaleb had the first insight on blockchain where he read an online article that was posted on the Slashdot website in 2010. According to McCaleb, stumbling upon bitcoin was a pretty memorable thing as it really changed him. He was extremely amazed by the fact that there was a type of money that was not centrally-controlled. This then made Jed McCaleb build Mt.Gox, a centralized exchange for trading bitcoins. In 2011, he sold Mt.Gox to Mark Karpeles, also a top-notch software developer, but retained 12 percent stake in the firm.

The enthusiasm to change the blockchain industry always pushed Jed McCaleb to come up with new inventions all the time. Since he had gathered enough experience and expertise throughout the years, in 2014, Jed McCaleb started Stellar. Jed McCaleb’s goal through Stellar is to connect all financial institutions and payment methods so that money is able to move easily from one point to another just like e-mails.

Stellar uses a unique form of transfer known as federated Byzantine agreement. This is a method where a node selects another node it trusts, and as a result, a web-like structure of consensus in the network is created. As of now, Jed McCaleb’s main focus is on growing Stellar’s business. One method he uses is partnering with major financial institutions like IBM to take his company to the next level and it seems to be working in his favor.

As posted at Coin Telegraph, he was born in Arkansas in 1975. He is a renowned programmer and businessman. He is the founder of the stellar organization and serves as the company’s Chief Technology Officer. He attended the University of California but dropped out after a short while. He moved to New York to chase his dream as a software programmer and blockchain entrepreneur. He founded several companies like MetaMachine and Mt.Gox before coming up with Stellar which is currently his primary focus. Find out his other ventures by following Jed McCaleb on LinkedIn.

McCaleb’s take on the rise of the alt coin:

Jim Toner is a Fundamentalist Who Doesn’t Follow Trends

Jim Toner dabbles in a lot of things, but he has built his name as a real estate investor. Jim’s investment methods are especially popular among the general public because his services are “user friendly.” People with limited knowledge in investment can be successful if they follow his methods step by step. People have been known to spend more than $10,000 in travel expenses to attend one of his real estate investment programs.

Being a successful investor for more than 20 years he’s forgotten more about the industry than many investors know. Not to mention, he is an excellent teacher who has guided numerous people towards financial freedom with his 12 Little Houses Plan. He works with both Private Client Group and coaching groups. He is strongly passionate about helping others build wealth and retire stress free.

Jim Toner is an accomplished author and gifted speaker who has spoken across the nation on real estate investing. He has two books published Send In The Wolves: The Million Dollar, Real-World Education On How to Run a Successful, Profitable Small Business in this New Economy and The Consumer’s Guide to Investment Real Estate: How to Profit in Today’s Market Using History’s Greatest Wealth Builder. He is currently working on his next book.

Jim Toner believes in giving back. He is a renowned philanthropist who has received praise for his contributions towards helping veterans and the homeless. He even serves on Pennsylvania’s Salvation Army branch’s Advisory Board Chair.

According to Jim, working hard means he doesn’t overwork himself. He doesn’t think working until you are burned out is necessary to achieve success. He thinks it is impossible to do a great job if you are tired all the time. Being well rested is one of his keys to being productive.

Unlike many other investors out there Jim Toner doesn’t get excited about trends. In his opinion, trends are unreliable and not sustainable enough to invest his money into. He prefers to stay focused on fundamentals because they are constant. No matter what your passion is you will need to know the fundamentals to be truly successful.

Toner’s Facebook profile:

HCR Wealth Advisors Speaks About Financial Planning

HCR Wealth Advisors is a privately held firm that specializes in investment management and financial planning. It was founded in 1988 and located in Los Angeles, California. HCR Wealth Advisors prides itself on helping out its clients weather the uncertainties of the financial market by providing sound investment strategies. This helps to secure a proper financial future for the clients. It helps the clients prepare for the changes that take place during life’s transitions. The company also can help address challenges faced in running a business.

HCR Wealth Advisors’ mission is to create a lifetime connection with its clients regarding education, communication, trust and service. They identify financial risks and help to mitigate any unexpected curveballs. The company prides itself on being discreet.  The company coordinates hand in hand to identify a customized investment strategy for every client. In a generation where the middle-aged are financially responsible for both their parents and their children, there is a need for a financial strategy that works.

HCR Wealth Advisors tries to alleviate some of the stress due to these circumstances. It advises that one should focus on saving up for their retirement. It might seem impossible with the compounded responsibility, but it is paramount that one continues to stash away funds for retirement. This avoids a situation where you also end up dependent on your children for financial support during old age. Then one must prepare for college costs. Avoiding the effect of student loans may be advantageous in helping out the young adults to move out after graduation. Finally, a good understanding of the parents’ health care and finances is vital. Looking at all these factors will help one create a sustainable retirement plan for the parents and to help out where need be. It is also essential to check on their health care to identify the particular needs that might require extra resources than is stipulated in their health insurance. Read more posts about HCR Wealth Advisors on Facebook.

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A Brief Look at the Career Profile of Jason Hope

Jason Hope has built himself an impressive profile as a skilled futurist. Driven by his passion for technology, Jason Hope uses his tech acumen to navigate market trends. He even makes predictions about the direction of the tech industry. As the tech industry evolves, Jason Hope believes that the power of the Internet of Things (IoT) will be an essential component in the future of the modern society. The number of connected devices will continue to increase.

Jason Hopes insights and advice about tech trends will help individuals and businesses who are looking to harness the power of technology in the future. A native of Arizona, Jason Hope was born and raised in Tempe, and went to the Arizona State University and subsequently ASU’s W.P. Carey Business School to pursue a degree in Finance and an MBA respectively. Jason Hope understands the difficulties experienced by the aspiring entrepreneurs as they strive to get their business ideas off the ground. Young students have fantastic ideas but the state of the economy could not allow them to bring their ideas to the market. As a result, Jason Hope has embarked on a program of giving a $500 grant to young tech entrepreneurs, and more information click here.


Jason Hope believes the future of tech industry depends on the great ideas developed by the young aspiring entrepreneurs. His day starts with a healthy breakfast followed by body workouts. Jason Hope has a daily routine of checking his inboxes immediately he login to his computer. Nonetheless, Mr. Hope always takes periodic breaks from the computer to allow the body to compose. Jason Hope’s cornerstone of success is keeping things basic. He avoids over-complicated ideas as they only encourage failure and waste time. Jason Hope also shares his views with his closest friends to receive feedback. Every project that he undertakes is one step at a time.



The trend that excites Jason Hope is the fact that the IoT has become viable. Soon, every home in the developed world will start to use IoT connected devices. There are plenty of IoT connected devices lined up for launch in 2017. Homeowners in the developed world will begin using IoT connected devices to adjust lighting and room temperature using sensors. IoT connected devices will also be used to monitor fitness and biometric. Jason Hope encourages aspiring entrepreneurs not to get obsessed with small details. Instead, they should focus on the big picture even as they tackle other issues, and

Richard Mishaan Design Creates an Illusion of Time Continuity by Merging Vintage and Modern Designs in Architecture and Design

Richard Mishaan Design has curved a household name in the ever-evolving world of design. The success of the firm can be attributed to the gifted eye of its founder, Richard Mishaan. He has the ability to see the underlying beauty in items that an ordinary person would never spot, creating top décor accessories from them. He is best known for combining vintage and modern décor to create breathtaking designs.


The Beginning

Richard Mishaan demonstrated his love for architecture and design from an early age. He always desired to make a career out of it, which made him pursue the course at Columbia University School of Architecture. He desired to be great in business, which is why he proceeded to New York University for a business administration course. He started his career from the bottom, working as an apprentice in the offices of Philip Johnson. He strengthened his skills while building the required experience in design and architecture. He left the employment to start the Mishaan Design and grew it to the industry titan that it is today and more information click here.


Projects Completed

Over the years, the firm has tackled numerous projects that have proved its excellent skills. The firm has dealt with both commercial and resident properties. Another area that Mishaan Design is making a kill is in luxurious hotels design. The project that drove it to the top was designing the presidential suite in the New York’s St. Regis Hotel. It gave the firm a launching pad to hotel designing. Some of his works include designing the Marriot AC on South Beach and the Shelborne Hotel in South Beach among others and Richard’s lacrosse camp.


Richard the Author

Mishaan Design is known to use affordable accessories in its designs. Richard sought to advise people on the ordinary items that can be used in décor to save money through his book, Artfully Modern. His other book, Modern Luxury also shares insights on design and contact him.


National Steel Car Rises To The Top Under The Leadership Of Gregory James Aziz

In 1994, the freight railroad industry in Canada was struggling for survival with the historic National Steel Car manufacturing brand reduced to between 500 and 600 employees and an annual freight car production level of just over 3,000 cars. Times changed for the National Steel Car in the same year when Gregory James Aziz stepped out from the U.S. financial markets and took control of the company after engineering a buyout from owner Dofasco; by 1996, National Steel Car had earned the TTX SECO award for quality, an award held by the company each year since the initial 1996 decision. Not only has Greg James Aziz seen his leadership lead to National Steel Car rewarded with an annual quality award but the brand has also seen its reputation enhanced when the ISO 9001:2008 award was given to the company at a time when no other North American freight railroad manufacturer had achieved such success.


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Established in 1912 as the Imperial Steel Car company and later returned to the National Steel Car trademark, this historic brand has seen its success increase over the years before a declining railroad manufacturing market hampered its ability to grow. The arrival of Greg Aziz led to a major change in the way the company goes about its business, including a greater level of focus on the quality and development of new products developed with an eye on moving the freight railroad sector into a sustained era of success; for James Aziz the growth of National Steel Car has become a cause for personal pride that has sustained his career as a dominant force in the freight railroad markets.


Born in London, Ontario in 1947, Gregory James Aziz has always looked to have a positive impact on the financial world of Canada and to play a role in the advancement of the local community in the Hamilton area of Ontario. One of the main areas of interest for Gregory J Aziz is the continuation of the largest agricultural fair in Canada, the Royal Agricultural Winter Fair Greg Aziz sponsors to ensure it remains an important part of the calendar in North America.